you are why we do what we do!
THE MISSION AT HAND
Everyday 10,000 people are becoming eligbile for Medicare benefits! That is an astounding number of people that are relying on folks like us to help them navigate the world of Medicare. We aim to support, guide, and advocate for YOU! Because we know that our MISSION is one of true compassion and necessity. For over 20 years Medicare eligible individuals have trusted us to help them find ways to obtain the right information and coverage for their individual needs and they are raving mad for us! They love us and we love them back. So don’t let the everchanging world of Medicare get you in a slump contact us today and we will dedicate ourselves to assisting YOU TOO! Best part is our services are FREE that’s right you never have to pay us a dime because we get paid by the various insurance carriers we represent. As brokers we can run the numbers and ask the right questions to find the right coverage for you! Call today to schedule a free consultation or sign up to attend a FREE lunch seminar at one of our various locations throughout Texas!
What is a Medicare Seminar?
At our Medicare Lunch Seminars you can expect to learn
* The ABC’s of Medicare
* Costs associated with Medicare
* How Medicare affects your retirement
* How Rx coverage works
And much much more…
LUNCH IS ALWAYS ON US AND THERE IS NEVER ANY OBLIGATION TO ENROLL INTO ANY COVERAGES!
DOES IT COST MONEY TO USE OUR SERVICES?
You will be surprised to know that our services are ABSOLUTELY FREE OF CHARGE! That’s right as experts in the field we are compensated by the various private insurance companies that we are contracted with. Our sole job is to help you save as much money on your Medicare costs as possible and to find a plan that will best suit your financial goals and health needs. We work for YOU!
WHAT ARE THE BASICS OF MEDICARE?
PART A
PART A
PART A
You usually don't pay a monthly premium for Medicare Part A (Hospital Insurance) coverage if you or your spouse paid Medicare taxes for a certain amount of time while working. This is sometimes called "premium-free Part A." Most people get premium-free Part A. You can get premium-free Part A at 65 if: You already get retirement benef
You usually don't pay a monthly premium for Medicare Part A (Hospital Insurance) coverage if you or your spouse paid Medicare taxes for a certain amount of time while working. This is sometimes called "premium-free Part A." Most people get premium-free Part A. You can get premium-free Part A at 65 if: You already get retirement benefits from Social Security or the Railroad Retirement Board. You're eligible to get Social Security or Railroad benefits but haven't filed for them yet. You or your spouse had Medicare-covered government employment. If you're under 65, you can get premium-free Part A if: You got Social Security or Railroad Retirement Board disability benefits for 24 months. You have End-Stage Renal Disease (Esrd) and meet certain requirements.
PART B
PART A
PART A
Some people automatically get Medicare Part B (Medical Insurance), and some people need to sign up for Part B. If you don't sign up for Part B when you're first eligible, you may have to pay a late enrollment penalty.
How much does Part B cost? Part B premiums You pay a premium each month for Part B. Your Part B premium will be auto
Some people automatically get Medicare Part B (Medical Insurance), and some people need to sign up for Part B. If you don't sign up for Part B when you're first eligible, you may have to pay a late enrollment penalty.
How much does Part B cost? Part B premiums You pay a premium each month for Part B. Your Part B premium will be automatically deducted from your benefit payment if you get benefits from one of these: Social Security Railroad Retirement Board Office of Personnel Management If you don’t get these benefit payments, you’ll get a bill. Most people will pay the standard premium amount. If your modified adjusted gross income is above a certain amount, you may pay an Income Related Monthly Adjustment Amount (IRMAA). Medicare uses the modified adjusted gross income reported on your IRS tax return from 2 years ago. This is the most recent tax return information provided to Social Security by the IRS.
PART D
PART A
PART D
How to get prescription drug coverage
Medicare drug coverage helps pay for prescription drugs you need. Even if you don’t take prescription drugs now, you should consider getting Medicare drug coverage. Medicare drug coverage is optional and is offered to everyone with Medicare. If you decide not to get it when you’re first eligible, and y
How to get prescription drug coverage
Medicare drug coverage helps pay for prescription drugs you need. Even if you don’t take prescription drugs now, you should consider getting Medicare drug coverage. Medicare drug coverage is optional and is offered to everyone with Medicare. If you decide not to get it when you’re first eligible, and you don’t have other creditable prescription drug coverage (like drug coverage from an employer or union) or get Extra Help, you’ll likely pay a late enrollment penalty if you join a plan later. Generally, you’ll pay this penalty for as long as you have Medicare drug coverage. To get Medicare drug coverage, you must join a Medicare-approved plan that offers drug coverage. Each plan can vary in cost and specific drugs covered.
There are 2 ways to get Medicare drug coverage:
1. Medicare drug plans. These plans add drug coverage to Original Medicare, some Medicare Cost Plans, some Private Fee‑for‑Service plans, and Medical Savings Account plans. You must have
Medicare Part A (Hospital Insurance) and/or Medicare Part B (Medical Insurance) to join a separate Medicare drug plan.
2.
Medicare Advantage Plan (Part C) or other Medicare Health Plan with drug coverage. You get all of your Part A, Part B, and drug coverage, through these plans. Remember, you must have Part A and Part B to join a Medicare Advantage Plan, and not all of these plans offer drug coverage.
To join a Medicare drug plan, Medicare Advantage Plan, or other Medicare health plan with drug coverage, you must be a United States citizen or lawfully present in the United States.
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sign up to attend a free medicare lunch seminar near you!
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Please send us a message if you have any questions.
Feel free to e-mail us directly at villasolinsurance@gmail.com
VillaSol Insurance Solutions LLC
Hours
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Saturday - Sunday: Closed
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